So we're just seeing our product on shelves locally here in NC (hooray!), and soon I'll be opening up the tasting room on Satudays. My insurance company is emphasizing the need for liquor liability insurance, which carries a minimum cost of $1,000 / year.
That seems extra-ordinarily high to me, especially because it's a policy designed for bars / restaurants. Pouring a single .5 oz sample is a pretty different, and I've tried to explain this.
How many tasting rooms bother with this extra insurance? I'll be open 4 days a month, serving a third of a drink. It just doesn't seem like the risk/reward is really favorable here.