dkr02 Posted October 28, 2013 Share Posted October 28, 2013 We have our building built, and are now getting our equipment, and need to get insurance on our operation. Any suggestions or tips? We have already checked with one insurance company here in NC and were flatly turned down. Any help is appreciated... Link to comment Share on other sites More sharing options...
Paul Tomaszewski Posted October 28, 2013 Share Posted October 28, 2013 Cincinnati Insurance Company, there may be brokers/agencies that offer them in your area. They've recently developed a "turn-key" (for lack of a better phrase) program for craft distilleries. Link to comment Share on other sites More sharing options...
Palmetto Coast Posted October 29, 2013 Share Posted October 29, 2013 I'd definitely suggest an broker. We are in SC. PM me and I'll check with ours if you want. Todd Link to comment Share on other sites More sharing options...
JohninWV Posted October 29, 2013 Share Posted October 29, 2013 Paul is right on the money, as usual. Call Cincinnati and find a dealer in your area. If that doesn't work, find an aggressive broker. Link to comment Share on other sites More sharing options...
dkr02 Posted October 31, 2013 Author Share Posted October 31, 2013 Palmetto, tried to send you a PM, but wouldn't let me. Send me one with the info... Thanks! Link to comment Share on other sites More sharing options...
Dehner Distillery Posted November 2, 2013 Share Posted November 2, 2013 I have the best place in the world to get everything you need. Link to comment Share on other sites More sharing options...
RyeWater Posted January 31, 2014 Share Posted January 31, 2014 I have the best place in the world to get everything you need. ....so what its it! Link to comment Share on other sites More sharing options...
Dehner Distillery Posted February 1, 2014 Share Posted February 1, 2014 A.J. Gallagher Group They are the worlds largest insurer of ethanol plants and wind turbine energy in the world. You can get your fed bond and ins all under one roof. And they are super cheap. Please call : Dain J. at Work=515-440-8421 Cell=515-782-7626 I get nothing for the refural. But please tell him Joe Dehner sent you. Link to comment Share on other sites More sharing options...
philf34 Posted February 7, 2014 Share Posted February 7, 2014 Went with Cincinnati......good quote. Phil Link to comment Share on other sites More sharing options...
Ian Newton Posted March 3, 2014 Share Posted March 3, 2014 I hate to do this....but I would LOVE to know the amount of coverage you have, and what Cincinnati's "turnkey craft-distillery insurance plan" looks like. We are currently working with lenders for an SBA loan, and insurance premium estimates are one of the few figures where we do not yet a solid estimate. I plan to call/write to Cincinnati for a quote or help along the same, but I thought I would take a shot in the dark with you fellas first. Thanks for the thread - at the very least I know where to go first! Cheers, -Ian Newton Link to comment Share on other sites More sharing options...
CountySeat Posted March 4, 2014 Share Posted March 4, 2014 Can anyone provide what their ballpark insurance costs are? We haven't finalized a building yet so I can't get a quote. At this point, I am just trying to get a rough sense of the costs for insurance. Assume: Standard bottle to glass activities 4000-5000SqFt. Tasting Room Link to comment Share on other sites More sharing options...
Paul Tomaszewski Posted March 4, 2014 Share Posted March 4, 2014 Gents, there's just too many variables on your individual operation, location, NAICS classification, production amount, cost of equipment and/or product storage, safety measures in place, and we're not even getting into employees. It could literally be $500/month or $5000 (of course you'd have to be relatively big and/or in a very risky classification setting). Just like anything else for your estimation, take as much information that you know, then make a well-educated guess your unknowns, and get a quote. You are going to know those possible numbers better than anyone, plus it will do you good to get something established with an insurance entity and keep up a dialogue with them. They may help you along the way in making certain determinations that can help drive your insurance costs down, particularly with things like sprinkler systems, maybe a fire hose hookup, etc. Link to comment Share on other sites More sharing options...
InsuranceMan Posted March 18, 2014 Share Posted March 18, 2014 Gentlemen, Perhaps I could be of assistance. Although I am new to the ADI (I am a gold level sponsor for the conference this year, booth #433 so stop by and say hi), I have just released a revolutionary insurance product that is unlike anything else available in today’s marketplace. I would be very happy to discuss the finer details of this program with anyone that is interested. I can be reached on my personal cell phone at 307-752-5961 if you would like. Also you may find more information about me at www.hublinden.com. With over a decade of niche insurance experience and an abundance of micro distillery knowledge you can rest assured, I am "the guy". Best, Aaron Linden - CIC Link to comment Share on other sites More sharing options...
InsuranceMan Posted January 17, 2019 Share Posted January 17, 2019 *** UPDATE *** All, As many of you know, I am back and better than every. I can be reached, just as before, at 307-752-5961 or you can email me at insuranceman2.0@yahoo.com. Or, you can hit me up with a PM here on the forums. I cannot wait to talk to all of you! Link to comment Share on other sites More sharing options...
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