I'm actually an insurance agent (who wants to open a distillery) but can provide help with health, life .... Insurance if anyone has questions. I do not have experience in P&C just health, life, dental, vision, disability. Dealing with Life insurance daily I can tell you prices, vary wildly depending on age, weight, health, zip code and insurance carrier. I would suggest for those going to a broker who can quote out several companies not the local Allstate or other "Captive agent" who can only sell from one company.