Well, other than the fact that I am a scientist, I am not going to give you a slew of references. But proteins will go back into solution (deflocculate). Oils will not. And oils don't flocculate, not physically possible, unless they do so with other macromolecules, like protein. In which case it is protein flocculation with oils. Oils separate on their own either by going into suspension (not the same a flocculation) or just phase separating. The results look different, even to the naked eye. Oil suspensions look evenly cloudy, like when you louche absinthe. Protein flocculations usually end up in lots of floating, wispy, cloud-like fragments, that will have a tendency to settle to the BOTTOM of the bottle. Oils, if they separate (come out of suspension) will float to the top.
Flocculation (in polymer science): Reversible formation of aggregates in which the particles are not in physical contact.
So in your case, is it homogeneous, settling to the bottom, or floating to the top? That usually can determine which phenomenon (and which material) it is.
I see the same effect when making my corn whiskey as you describe: corn strip will produce significant amounts of oils and waxes that appear in the tails. We get an oil slick on the top of new make in the latter stage, and we get cloudy suspensions at the very end of the tails. So I am not saying there are no oils in your product, of course there are. But they don't flocculate.
I don't see any flocculation in the production of our corn whiskey if unaged, but rested in SS. I do see flocculation in the bourbon made from the very same new make, although not excessive. This leads me to suspect the proteins might be leachate from the barrel. But I can't rule out they were in the new make and modified by aging in wood.